This is a tremendous opportunity for homeowners, investors, and snowbirds to own a brand-new, heavily upgraded home in the gated coastal community of Coco Bay — offering both lifestyle and income potential. The property is currently tenant occupied and generating rental income, with a lease in place through August 20th, making it an excellent investment or future seasonal retreat. Furniture may be purchased separately for an additional $10,000 (approximately $25,000 value), providing a convenient move-in ready option if desired. Unlike typical developer properties, this home is warm, bright, and thoughtfully designed for comfortable Florida living. The single-story layout features 3 bedrooms, 2 bathrooms, and a private oversized 2-car garage with approximately 16 inches of additional depth, ideal for extra storage, bikes, or beach gear. A private paver patio enhances the sense of privacy and the feel of a standalone home. Peace of mind comes with excellent elevation in an X flood zone, impact-resistant windows and sliders, and structural features well-suited for coastal living. Interior upgrades include custom wall trim carpentry, soft yet vibrant interior colors, and tile flooring throughout, creating a seamless flow from room to room. The chef’s kitchen is a standout with quartz countertops, shaker-style cabinetry, and stainless-steel appliances — perfect for entertaining or everyday living. The spacious primary suite offers a serene retreat with a walk-in closet, dual sinks, a generous tiled shower, and abundant natural light. The HOA fee includes lawn care, irrigation, and internet, making ownership easy and low maintenance. Residents enjoy access to a fully available Amenity Center, featuring a swimming pool, fitness center, pickleball courts, and a playground — ideal for relaxation, recreation, and year-round enjoyment for all ages.