Short Sale. SHORT SALE, SHORT SALE This is a property listing for a townhome available through a short sale. Key points include: Offer must be approved by the lender. The home is in excellent condition and well-maintained. Short sale process may take 30-45 days, but the lender and seller will cooperate to expedite. The townhome is located near St. Cloud Lakefront, parks, restaurants, and shopping. HOA fee is $240/month. An additional assessment of $100/month for a new roof, which the association will replace when needed. Total monthly maintenance and HOA cost is $340/mo