$118K Assumable VA Loan Possible at 2.5% with Bank Approval! Beautifully Renovated 3-Bedroom, 2-Bathroom Home in the Premium Saltwater Homes Community! Experience spacious indoor and outdoor living in this stunning split-floorplan residence, perfectly situated in the highly desirable Saltwater Homes neighborhood. This home offers privacy and abundant room to grow, including potential for a pool. Step inside to luxury vinyl flooring throughout, enhanced by modern designer lighting, elegant crown molding, and high baseboards that add sophistication to every room. The chef-worthy kitchen features quartz countertops, a deep farmhouse sink, a breakfast bar, raised panel cabinetry, a stylish glass tile backsplash, and a full-sized pantry providing ample storage space. Adjacent is a separate dining room ideal for intimate meals or gatherings. The bright and airy living room is filled with natural light, creating a warm, welcoming atmosphere. The master bedroom serves as a tranquil retreat with a spa-like ensuite bathroom, boasting a fully tiled shower with glass door and a designer raised glass bowl sink. Both guest bedrooms offer generous closet space, new ceiling fans, and share the beautifully updated middle bathroom. French doors with easy-care inside shades open to a large patio—perfect for enjoying morning coffees or evening breezes. The expansive outdoor area features mature fruit trees including loquats, mangos, and longans (similar to lychees), embodying the true Florida lifestyle. Recent upgrades for your peace of mind include a new AC system, new roof, leaf filter system, new septic system, and hurricane doors. This home is not part of an HOA, offering you the freedom and flexibility you desire. An assumable VA loan balance may be available for qualified buyers. Located in Southwest Florida, enjoy year-round access to boating, fishing, golfing, beautiful Gulf beaches, natural parks, dining, public tennis courts, and shopping. The area is enriched with cultural events and multiple nearby baseball parks. Conveniently situated just minutes from the Tampa Bay Rays Training Stadium, shopping malls, parks, and only 35 minutes from several Gulf beaches. Punta Gorda Regional Airport, served by Allegiant Air, is only 12 miles away. The vibrant Fisherman's Village and the Historic District—offering diverse dining and shopping experiences—are just about 9 miles away. Don’t miss this rare opportunity to own a beautifully renovated, spacious home with an adjacent lot available for purchase in this much sought-after neighborhood. Schedule your private tour today!