Rare Financing Opportunity – Assumable FHA Loan Available! Why pay today’s high interest rates when you can assume the seller’s low-rate FHA mortgage? The seller has already obtained the assumption packet, making this a seamless option for qualified buyers — a huge advantage that could save you hundreds every month! Move-In Ready in Prime Jacksonville Location with No HOA! Welcome to 5315 Colonial Avenue — a beautifully maintained 3-bedroom, 2-bath home built in 2018, offering the perfect blend of modern style, quality construction, and everyday convenience. With Hardie Plank siding for lasting durability and easy insurability, this home is a smart choice in today’s Florida market. Step inside to fresh interior paint and luxury vinyl plank flooring that flows throughout the main living areas. The spacious open layout features a true two-car garage, a large primary suite, and a bright, welcoming kitchen — perfect for both relaxing and entertaining. A built-in security system provides peace of mind, and with no HOA, you have the freedom to enjoy your property your way. All of this in an ideal location just minutes from I-10, NAS Jacksonville, downtown, and a wide variety of shopping and dining options. This home checks all the boxes for comfort, convenience, and low-maintenance living — plus the incredible bonus of an assumable FHA loan!