Skip the wait and step straight into your dream home. This nearly new Ryan Homes Panama model delivers style, space, and smart living in the highly sought after Chapel Creek Villages of Zephyrhills. With 4 bedrooms, 2 bathrooms, and 2,021 square feet of bright, open living space, this home feels impressive from the moment you walk in. Oversized tile flooring flows throughout, setting the stage for a wide open great room and a show stopping kitchen designed for both everyday living and entertaining. The chef inspired kitchen features a large counter height island with seating, granite countertops, sleek light gray cabinetry, stainless steel cooktop with double ovens, a massive pantry, and a Samsung SmartThings refrigerator with interchangeable color panels that adds a bold, modern touch. The flexible floor plan includes a spacious dining area and an oversized cafe space that can easily become a breakfast nook, home office, or play area. Large windows bring in natural light and offer peaceful views of the truss covered lanai and deep backyard, creating the perfect indoor outdoor connection. The split bedroom layout provides privacy and versatility. The primary suite is a true retreat, complete with a generous walk in closet and a spa inspired ensuite bath featuring dual sinks, a vanity area, quartz countertops, soft gray cabinetry, and a large walk in shower with built in seating. Two additional bedrooms and a full secondary bath with dual sinks and tub shower combo are positioned toward the front of the home, while the fourth bedroom is tucked away on the opposite side, ideal for guests or a private home office. Smart home upgrades keep you connected and comfortable, including an Ecobee smart thermostat, Genie Aladdin smart garage door opener, Ring doorbell, upgraded ceiling fans in every room, and five inch baseboards throughout. Outside, enjoy a partially fenced yard with white vinyl fencing, gutters, reclaimed water irrigation for the front and sides, and an impressive 120 foot deep lot with plenty of room to play, relax, or entertain. Chapel Creek Villages offers resort style amenities including a sparkling community pool, playground, and two dog parks, all with a low HOA and no flood insurance required. Conveniently located near shopping, dining, schools, and quick access to I 75, this home delivers the perfect blend of modern design, smart features, and everyday convenience. Schedule your private showing today and experience it for yourself.