3.5% assumable mortgage available. Centrally located St Petersburg home with 4 bedrooms and 3 full bathrooms. NEW ROOF installed in 2023. This tropical abode is light and bright with freshly painted interior paint and tile flooring throughout most of this great home. The kitchen has all wood cabinets, stainless steel appliances, a granite countertop, and tile backsplash. The primary bedroom has an ensuite master bath that has been completely remodeled. The 2nd and 3rd bedrooms are next to the recently remodeled hall bathroom. The 4th bedroom with an ensuite bath and walk-in closet has a private entry and can serve as a fabulous In-law suite, whether it's your parents or adult child - everyone has their own space. The in-law suite is separate from the home and can be used to generate Airbnb or rental income. The family room is a great indoor gathering place for games and movies. There is access to the backyard from the family room for seamless use of both spaces. The backyard sun deck in ready for your hammock and grilling equipment. Wake up each day surrounded by the lush, tropical landscaping and exotic gardens visible from the sun deck. Outdoor shed included. The home is elevated outside of the flood zone and current owners are NOT required to carry flood insurance. The location is ideal, you're in the center within 10-15 min drive of anywhere you want to be in St Pete. Some of the best beaches in the world are nearby. Enjoy walking or biking? You can access Pinellas Trail just minutes away and enjoy a 40+ mile ride. From golf courses to the mall, you are not far away and have access to it all! If downtown Tampa is the venue you want, you're just 30 minutes from some of the biggest venues in town. Drive 15 min southeast and experience downtown St.Pete with its amazing restaurants and nightlife. Secure this home's 3.5% assumable mortgage, save thousands annually, and close in 45 days when you work with Roam. Inquire with the listing agent for more details. Call today and don't let this one get away! Be sure to click on 3D virtual tour.