Unbeatable deal with an assumable mortgage at an incredibly low 2.75% interest rate!!! Welcome to your dream home in the highly sought-after North River Ranch community! This stunning 4-bedroom, 3-bath residence with a spacious Loft was built in 2020 and offers the perfect blend of modern comfort, style, and convenience. Note the beautiful, manicured landscaping and curb appeal as you first approach. Then step inside to find luxury vinyl plank flooring throughout the entire first floor main areas and bedroom, and plush carpet in the upstairs bedrooms. The heart of the home features a gorgeous kitchen equipped with quartz countertops, spacious center island, modern cabinetry with undercabinet lighting, and stainless-steel appliances—perfect for everyday living and entertaining. Plantation shutters adorn the windows throughout the home offering both luxury and functionality. The Downstairs Bedroom includes a queen-size Murphy Bed, allowing the dual use of this space as both a bedroom as well as a home office. Upstairs, the loft provides a flexible space for another home office, media room, or play area. The Primary Suite is spacious and includes an enormous walk-in closet. The secondary bedrooms are located on the right wing of the home, offering privacy. The home boasts a large fully fenced backyard with beautiful landscaping, extended pavered lanai and a private screened-in lanai with a six-person hot tub included (only 3 years old!)—ideal for relaxing evenings and weekend gatherings. Situated only 800 feet from the community pool and amenity center, it offers you ideal proximity to the amazing amenities this community offers! Enjoy the new Camp Creek, fitness center, dog park, trails, playground and shaded cabanas, the fun amenities offered is endless! It is conveniently located near shopping, dining, and easy interstate access, all just minutes away. Don’t miss your chance to own this beautiful, move-in-ready home with unbeatable value and location. Schedule your private tour today!