Welcome to 4090 32nd Ave SE — a spacious 3-bedroom, 2-bathroom CBS home offering 1,775 sq ft of living area on a generous 1.14-acre lot in the heart of Golden Gate Estates with absolutely NO HOA! This well-maintained single-story home features an open floor plan with volume ceilings, split-bedroom design for privacy, and natural light streaming through oversized windows. The kitchen is equipped with solid wood cabinetry with raised panel doors, beautiful granite countertops with matching backsplash, stainless steel appliances (range, refrigerator with ice maker, dishwasher, microwave, and disposal), and recessed lighting. The recently remodeled primary bathroom is a true showstopper — featuring large-format marble-look porcelain tile on the walls and floors, a frameless glass-enclosed walk-in shower with decorative pebble stone flooring, a separate soaking tub with elegant tile surround, a sleek modern gray vanity with white countertop, an LED-backlit mirror, and contemporary chrome fixtures. This spa-like retreat is a luxury upgrade rarely found at this price point in Golden Gate Estates. ALL MAJOR SYSTEMS WERE UPDATED IN 2018 — including a complete roof replacement with architectural shingles (Collier County permitted and finaled), a Rheem 3.5-ton split A/C system (permitted and finaled), water heater, and a complete water treatment system for the private well. These updates provide peace of mind and significant insurance premium advantages, as Florida insurers offer substantial credits for roofs meeting current building code. The functional 2-car attached garage features an automatic door opener and provides direct interior access with ample parking and storage space. Step through the sliding glass doors to the tiled screened lanai with ceiling fan — the perfect spot for morning coffee or evening relaxation overlooking the expansive, private backyard with mature trees providing natural screening. At 1.14 acres, this oversized upland lot offers incredible flexibility. With NO HOA and no deed restrictions, you have the freedom to park boats and RVs, keep horses, build outbuildings or an accessory dwelling unit, add a swimming pool, or simply enjoy the open space — all subject only to Collier County zoning, which is designed for this very lifestyle. CBS concrete block construction combined with manual hurricane shutters and FEMA Flood Zone X designation (no lender-required flood insurance) make this property exceptionally affordable to own and insure. The 2018 roof and CBS construction qualify for estimated 25-45% wind mitigation credits on homeowner’s insurance. Golden Gate Estates is one of Collier County’s fastest-growing residential communities, offering a peaceful rural atmosphere with paved roads and convenient access to Collier Blvd shopping and dining, I-75 for regional travel, downtown Naples and Gulf beaches (25-30 minutes), and Marco Island (30 minutes). Flexible occupancy available. All financing types welcome. This is Estates living at its finest — more space, more land, more freedom, and real value in today’s market!