One or more photo(s) has been virtually staged. Welcome to 522 Derby, a standout end unit in Montgomery Square featuring FULLY PAID OFF SOLAR PANELS and major 2025 upgrades, so the big ticket items and monthly savings are already built in.This 3-bed townhouse in Seminole County is a rare end unit featuring 1,105 heated square feet, three bedrooms, two full baths, and a smart single story layout designed for easy, low maintenance living. Inside, natural light fills the living space, enhanced by cathedral ceilings and durable laminate and tile flooring throughout. The kitchen is fully equipped with appliances replaced in 2019, creating a move in ready experience. Three well proportioned bedrooms provide flexibility for guests, home office needs, or everyday comfort. Major system upgrades include a brand new roof in 2025 and new HVAC in 2025, giving buyers confidence that the heavy lifting has already been handled. A screened, covered patio extends the living space outdoors, offering a comfortable spot to relax or entertain. As an end unit, the home enjoys added privacy and a quieter setting within the community. Residents of Montgomery Square have access to a community pool and tennis courts, all positioned near Altamonte Springs shopping, dining, and quick I-4 access for an easy Central Florida commute. Efficient living, thoughtful upgrades, and location convenience all in one.