Buy this home with 100% financing and no mortgage insurance!! *Excellent opportunity for investors or future homeowners! Welcome to this beautifully maintained home in one of Zephyrhills’ newer communities! With NO CDD, a low HOA, this property is an exceptional opportunity—perfect as a starter home, retirement retreat, or investment property. Built in 2021, this quality K. Hovnanian Ashmere floorplan offers a desirable single-story layout with 8'8” ceilings and a bright, open-concept living space designed for both everyday comfort and effortless entertaining. The heart of the home is the well-appointed kitchen, featuring 36” Stirling Maple white cabinetry and Brazilian white granite countertops, conveniently located off the main living areas. The private first-floor owner’s suite is thoughtfully positioned near the common spaces and includes a spacious en-suite bath, oversized vanity, and a generous walk-in closet. 18x18 neutral gray tile flows through all wet areas and the great room, offering both style and easy maintenance. Step outside to a spacious, fully fenced backyard complete with a covered lanai, ideal for relaxing, grilling, or hosting guests. The classic black wrought iron fencing adds both charm and functionality, while modern smart-home features—including an easily activated alarm system, smart garage, thermostat, WiFi doorbell—provide convenience and peace of mind. Tennis lovers will appreciate the close proximity to the Sarah Vande Berg Tennis Complex, offering 11 tennis courts, pickleball courts, a fitness center, cryotherapy, and more. The East Pasco YMCA is just minutes away, along with abundant shopping, dining, and entertainment options for the entire family. Conveniently located near Hwy 301, SR 54, and Overpass Road, and just 15 minutes from the stunning Epperson and Mirada Lagoons, this home truly offers the best of location, lifestyle, and value. Don’t miss your chance to make this exceptional home yours—schedule your showing today!