ASSUMABLE MORTGAGE AT 2.375%!!!! YES, 2.375%!!!! Better than new construction!!! Welcome to 38662 Finn Clover Lane, a beautifully maintained 2021-built home by Meritage Homes, perfectly blending modern efficiency with thoughtful upgrades that set it apart from the rest. Step inside and you’ll immediately notice the bright, open floor plan designed for both everyday living and entertaining. The kitchen flows seamlessly into the dining and living areas, creating the heart of the home. With energy-efficient construction, smart design, and quality finishes, this property offers the comfort and reliability you expect from Meritage. The current owner has enhanced the home with several standout features. A full vinyl fence wraps the backyard, providing privacy and a safe space for pets or play. The addition of an electric awning creates a shaded retreat on sunny afternoons, while the extended backyard pavered patio offers the perfect spot for grilling, gatherings, or simply enjoying Florida’s year-round outdoor lifestyle. At the front, elegant stonework accents elevate the home’s curb appeal and make a lasting first impression. Located in the desirable community of Zephyrhills, you’ll enjoy easy access to shopping, dining, schools, and commuter routes—all while living in a quiet neighborhood setting. This home is truly move-in ready with modern style, efficiency, and custom touches already in place.