Discover a turnkey duplex property in the heart of Zephyrhills with this well-maintained duplex that does NOT require flood insurance, has NO HOA, and the listing agent/owner is open to creative financing with 20% down! Each unit is separately metered, and each unit consists of 2 bedrooms and 1 bathroom. This solid block 1982-built duplex offers dependable rental income, low maintenance, and strong tenant demand in a rapidly redeveloping and growing area of Zephyrhills. This duplex features 1,404 sq ft of heated living space, a screened-in back patio separated for each unit, a spacious, fully fenced backyard, and a dedicated storage shed. The property has previously been leased at $1550, demonstrating consistent rental performance. Tenants enjoy separately metered central air, electric heating, and a full suite of appliances, including a range, refrigerator, dishwasher, washer, dryer, and electric water heater. With no HOA and minimal owner expenses, this property is ideal for investors seeking stable cash flow. Located just minutes from US-301, shopping, dining, and downtown Zephyrhills, this duplex sits in a quiet residential neighborhood with strong rental demand. Whether you’re expanding your portfolio or entering the investment market, this income-producing property is ready to perform from day one. These have been used as both Airbnb and long-term annual rentals in the past. Roof is less than 5 years old. You could also live in one unit and rent out the other! Listing agent is an owner in the LLC