3.63% Rate Assumable FHA with ROAM! this inviting 3-bedroom, 2-bath home located just minutes from downtown Winter Haven and the Chain of Lakes. This property features a bright, open living area with plenty of natural light, a functional kitchen layout, and spacious bedrooms. The large yard offers room for outdoor entertaining, gardening, or future expansion. With a little TLC, this home could truly shine—making it a perfect opportunity for first-time buyers or investors. Conveniently located near shopping, dining, and parks.