Under contract-accepting backup offers. Welcome to the secluded community of WHISPERING LAKES where you have a peaceful backyard oasis with a beautiful WATER VIEW that is NOT in a flood zone! Featuring a FABULOUS FLOOR PLAN ready for your personal touch, this well-loved home has had ONLY TWO OWNERS, with a NEWER ROOF (2020) and HVAC (2020)! It is PRICED TO SELL SO YOU CAN TRULY MAKE IT YOUR OWN! Whispering Lakes is a sought-after 60 acre community surrounded by spring-fed lakes situated next to the 8,700 acre Brooker Creek Preserve. This 3 CAR GARAGE, 4-BEDROOM, 3-bathroom home offers exceptional curb appeal with beautiful BRICK PAVERS on the driveway and walkway, along with a large, inviting FRONT PORCH perfect for relaxing. EXPANSIVE YARD SPACE extends beyond the lanai to the lake, offering an oversized lot with plenty of room to add a pool and a lavish outdoor living space with serene water views. Inside, you’ll find a spacious open kitchen featuring abundant cabinetry and convenient pull-out drawers for easy storage. The thoughtful DOUBLE SPLIT FLOOR PLAN provides privacy for everyone, including a rear bedroom with an adjacent bath, making it ideal for guests or a home office. The primary suite is a true retreat with an ENSUITE BATH offering a separate GARDEN TUB and OVERSIZED SHOWER, dual sinks, and TWO walk-in closets. Step outside to the expansive lanai and take in PEACEFUL LAKE VIEWS—perfect for entertaining or unwinding. The irrigation system is connected to the lake, providing added savings and efficiency. Set within Whispering Lakes community, residents enjoy access to a PARK, PICKLEBALL/tennis and basketball court. The LOW HOA fee adds to the appeal, and the home is zoned for some of Pinellas County’s TOP-RATED SCHOOLS. Enjoy nearby outdoor recreation with hiking, birding, and equestrian trails at Brooker Creek Preserve, or take a short 23-mile drive to the award-winning Clearwater Beach. Tampa International Airport is just 20 miles away, with shopping, dining, and numerous local parks close by. Set in a quiet enclave of one-of-a-kind homes, this waterfront property offers the rare benefit of being outside a flood zone—no flood insurance required—while delivering charm, comfort, and a sense of retreat.