One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 3-bath home in the heart of Carrollwood, offering a rare combination of lake access, no HOA, and move-in-ready upgrades. Situated on a spacious fenced lot, this home delivers comfort, flexibility, and Florida living at its best. An oversized private front courtyard creates a warm first impression—perfect for relaxing, entertaining, or a garden oasis. Inside, enjoy a bright, open floor plan filled with natural light. The updated kitchen features granite countertops, stainless steel appliances, and a skylight, seamlessly connecting to the living and dining areas. The sun-filled primary suite offers a walk-in closet and ensuite bath with a tub/shower combo and skylight for a spa-like feel. Two additional bedrooms share a full bath, while the fourth bedroom with private ensuite provides excellent flexibility as an in-law suite, home office, or guest space. Outdoor living shines with a screened lanai and extended patio, ideal for entertaining or peaceful evenings. Additional highlights include indoor laundry, powered storage shed, newer washer and dryer, and an extra refrigerator. Enjoy NO HOA or CDD, plus access to nearby community amenities including playgrounds, courts, and open green spaces. Conveniently located near the Veterans Expressway, top-rated schools, shopping, dining, and all that Carrollwood has to offer. Major updates: Roof (2024) | AC (2025) Recent price reduction — sellers are motivated and want this SOLD before the New Year. Schedule your showing today and bring your offer.