*Price Reduced + $5,000 Seller Credit!*MOTIVATED SELLER BRING AN OFFER* This property qualifies for the CHIP program – offering $0 down, 100% financing, and NO PMI! No HOA, no CDD, and located in Flood Zone X (no flood insurance required). This modern 3BR, 2.5BA corner-lot home was built in 2020 and completed in 2025, offering 9’4” ceilings, open-concept living, and luxury vinyl plank flooring throughout. Chef’s kitchen with marble countertops, soft-close cabinets, pendant lighting, and pantry. Primary suite on main level with spa-style bath and walk-in closet. Upstairs: 2 spacious bedrooms with shared private balcony, full bath, and flexible layout for guests or office. Prime location – 5 minutes to Ybor City, trolley access to Water Street, Channelside & Amalie Arena, and close to the 50-acre Gas Worx redevelopment. 7 mins to Armature Works. New construction next door adds long-term value. No rental restrictions – perfect for owner-occupants, investors, or Airbnb. Modern finishes, strong location, and unbeatable financing options make this a must-see!