One or more photo(s) has been virtually staged. Discover an affordable lakefront opportunity in central Pinellas. This 4-bedroom home sits directly on Mystic Lake, offering peaceful water views, a spacious split floorplan, and a large fenced backyard with room for outdoor improvements or personalization. Comparable homes in Largo with similar square footage and water views have recently closed at higher price points, making this a strong value for buyers seeking a waterfront setting without coastal premiums. Inside, the home features new carpet and a versatile layout with space suited for guests, office, playroom, or multigenerational living. The primary suite offers privacy and access toward the backyard. The open layout flows from living to dining to outdoor space, ready for functional or aesthetic updates to match a buyer’s style. Recent functional improvements include a new water heater, a clear four-point inspection, and a recently serviced AC system, offering peace of mind for buyers wanting solid mechanicals. Reports and documentation available upon request. Outside, the property includes a fire pit area overlooking the lake, mature trees, and open green space—ideal for outdoor seating, entertaining, or future enhancements such as a patio or landscaping upgrades (buyer to verify any permitting requirements). No HOA offers flexibility for storage, vehicles, and outdoor features. Buyer to verify any lake usage rules or restrictions. This location offers central access to major corridors, making commuting convenient. Approximately 10 minutes to downtown St. Petersburg, quick access over the bridge into Tampa, and close to local employers, dining, shopping, and daily conveniences. Around 20 minutes to the Gulf beaches, offering proximity without beach-area pricing. Call to schedule a showing or request a virtual tour. Homes with lake views in this area are limited, and the seller is ready for offers.