***ASSUMABLE 3.125% VA LOAN! Welcome to 2044 21st Street S—a beautifully updated home where the big-ticket items are already taken care of: Major updates include a new roof (2021), dual AC units (2022), and a new water heater (2021), giving you lasting peace of mind and tens of thousands in future savings. Step inside and you'll immediately notice the artistic charm throughout. The modern gray kitchen features a mosaic tile backsplash, solid stone countertops, stainless steel appliances, and designer glass cabinet pulls—a perfect balance of style and function. The living and dining areas shine with designer tile, a crystal chandelier, and updated modern lighting for a touch of elegance. The layout is designed for comfort and convenience, offering laminate and tile flooring throughout, inside laundry, and thoughtful touches in every space. The ground floor includes a bedroom and full bathroom, while upstairs you'll find three additional bedrooms and another full bathroom. Outside, the fully fenced yard is perfect for relaxing, gardening, or entertaining guests. Even better, this home is in Flood Zone X, meaning no flood insurance is required. Location couldn't be better; just a short stroll to scenic Dell Holmes Park, less than 10 minutes from Historic Downtown St. Petersburg, the Gulfport Arts District, and only 15 minutes from the pristine sands of St. Pete Beach. Don't miss your chance to own a move-in ready home with major upgrades already done for you. Schedule your private showing today!