Live smart in sunny St. Petersburg. This spacious home blends lifestyle and investment potential in one unbeatable location. Whether you're looking to house hack, expand your rental portfolio, or enjoy a flexible space with income-producing potential, this property delivers. Located just minutes from vibrant downtown and the waterfront, you’ll love the walkable lifestyle, sunshine-filled days, and the financial upside this home has to offer. Built in 2001 with solid block construction and situated high and dry—no flood insurance required—this home has weathered recent storms without issue. Inside, a thoughtfully designed split floor plan offers an open and airy living/dining combo perfect for entertaining or relaxing. The spacious primary suite features wood flooring, a walk-in closet, and an en-suite bath, while two additional bedrooms and a second full bathroom are tucked on the opposite side for privacy. The converted garage serves as a versatile fourth bedroom, office, gym, or creative flex space. Recent upgrades—including a 2022 roof, solar panels (paid off at closing), and new AC—mean lower energy bills and fewer future expenses. What makes this property truly unique is its NT-2 zoning, which allows for an accessory dwelling unit (ADU). With a generously sized backyard, there's plenty of room to expand and add rental income or multigenerational living options. Just a short drive from St. Pete Beach, downtown St. Pete, the Gulfport Arts District, and Tropicana Field, this location puts dining, culture, and coastline right at your fingertips.