Nestled on the sought-after south end of Pine Island in the heart of St. James City, this inviting 2-bedroom, 1-bath waterfront cottage captures the essence of laid-back island living with exceptional boating access. Set on an oversized lot along a wide, deep-water canal, the property offers direct Gulf access with no bridges, making it a dream for boaters and anglers eager to reach Matlacha Pass, the Intracoastal Waterway, and the sparkling waters of Southwest Florida. The backyard opens to serene basin and mangrove views, creating a tranquil backdrop for mornings on the dock and unforgettable sunset evenings. A private dock is complemented by a boat lift with an aluminum cradle and a newer fabric cover, adding both convenience and value for water enthusiasts. Inside, the home features a classic Florida cottage layout that feels warm and welcoming, offering the perfect opportunity to personalize, renovate, or expand to suit your vision. The expansive lot provides ample space for a pool, lush gardens, or enhanced outdoor living areas, allowing you to fully embrace the island lifestyle. With no HOA restrictions and a prime location just minutes from local marinas, dining, and charming island shops, this property delivers the rare combination of peaceful waterfront living, investment potential, and everyday enjoyment. This is your opportunity to own a true slice of Pine Island paradise.