Virtually Staged. SPACIOUS SINGLE-STORY GEM WITH NO HOA/CDD & PRIME WATER ACCESS! Welcome to this beautifully maintained 2022-built home sitting on a premium 0.22-acre lot in St. Cloud. Featuring a rare and highly functional layout, this property offers 4 spacious bedrooms and 3.5 bathrooms—including a convenient powder room for guests, a feature seldom found in homes of this size.Step outside to your private backyard oasis, completely enhanced with custom brick pavers, perfect for outdoor entertaining, grilling, or relaxing in the Florida sunshine. Boaters and water enthusiasts will absolutely love the location: just 2 minutes away from the community boat ramp, offering instant access to the lake for endless weekend fun.Enjoy ultimate freedom with NO HOA and NO CDD fees, meaning no restrictive rules and lower holding costs. Features an oversized driveway with parking for up to 6 vehicles plus a 2-car garage. Located minutes from the brand-new Nova Lakes High School. Don't miss this perfect blend of modern living, outdoor freedom, and lakeside lifestyle! Schedule your tour today!