Unique Multi-Generational Opportunity in the Heart of St. Cloud! This charming one-story block home offers a flexible layout with 3 bedrooms and 2 baths in the main home plus a fully equipped 1 bedroom, 1 bath in-law suite featuring its own living room and kitchen—ideal for multi-generational living or guests. Built in 1962 and full of character, this home sits on a spacious .34-acre corner lot just minutes from the St. Cloud Lakefront Marina and Park. Underneath the laminate flooring, you'll find the original terrazzo floors ready to be restored to their mid-century charm. New Roof in 2022. The fenced backyard offers plenty of space, plus two sheds—including a 12x20 with electric. No HOA, no fees, and not in a flood zone. A rare find in downtown St. Cloud!