3.92% Assumable FHA with Roam!Modern Living Meets Resort Amenities – Your St. Cloud Oasis Awaits! Skip the construction wait and step into this pristine, contemporary retreat that still retains its "fresh-from-the-builder" sparkle. Impeccably maintained and radiating pride of ownership, this 4-bedroom, 2-bathroom residence offers the perfect blend of modern sophistication and neighborhood charm. Nestled on a quiet, family-oriented street, the home is just a short, breezy stroll from the local park. The heart of the home is an expansive, light-filled Great Room that flows effortlessly into a chef-inspired kitchen. Anchored by a massive social island with premium quartz countertops, this space is a dream for both daily life and weekend entertaining. The thoughtful "split-wing" floor plan ensures maximum privacy; the Primary Suite serves as a secluded sanctuary at the rear of the home, featuring a spa-like ensuite and sweeping water views that provide a tranquil backdrop to your morning coffee. The lifestyle extension is where this home truly shines. For a remarkably low $60/month HOA fee, you gain exclusive access to a suite of resort-style amenities, including a sparkling community pool, multiple playgrounds, and dedicated dog parks for your furry family members. With its sleek finishes, turnkey condition, and unbeatable price point, this is the modern St. Cloud lifestyle you’ve been waiting for! All HOA fees, rules, and regulations are subject to verification by buyer and buyer’s agent.