Assumable Loan FHA 3.2% for qualified Buyers. Welcome to this beautifully maintained 3-bedroom, 2-bath home with a spacious 2-car garage, corner lot! Nestled in the sought-after community of Gramercy Farms in St. Cloud with a low HOA! This thoughtfully designed split floor plan offers both comfort and privacy, featuring luxury vinyl plank flooring throughout. The heart of the home is the stunning kitchen, boasting a generous island, sleek quartz countertops, stainless steel appliances, and a French door refrigerator, perfect for both everyday living and entertaining. Light fixtures and ceiling fans included. Whether you're searching for a smart investment or a place to call home, this gem checks all the boxes. Don’t wait to schedule your private showing today!