One or more photo(s) has been virtually staged. Relocating to Florida? Save Big: RECEIVE A 1% LENDER CREDIT (based on loan amount) toward closing costs or rate buy-down. Ask for details! Seller is also offering a valuable incentive—covering the first year of the Community Development District (CDD) fee at closing with full offer, providing added savings and peace of mind for the buyer in the first year of ownership. This is your opportunity to settle into one of the most sought-after communities in St. Augustine—where lifestyle, location, and top-rated schools come together. Located in the highly desirable St. Johns County, this home offers the space and flexibility today’s buyers need, whether you're working remotely, accommodating guests, or simply looking for more room to enjoy everyday living. From the moment you step inside, you’ll appreciate the open layout designed for both comfort and functionality. The main living areas flow seamlessly, creating an ideal space for entertaining or relaxing after a day at the beach or exploring historic downtown. Step outside and enjoy the Florida lifestyle—perfect for morning coffee, evening gatherings, or simply unwinding in your own private space. This location offers convenient access to major highways, making commuting to nearby cities simple, while still enjoying the peaceful feel of a well-planned community. Shopping, dining, and outdoor recreation are all just minutes away. Whether you're moving from out of state or looking to upgrade your lifestyle within Florida, this home offers the perfect balance of space, location, and livability. Now is your chance to make your move to St. Johns County. Life in Shearwater is designed for those who love to stay active and connected. Residents enjoy RESORT STYLE AMMENITIES such as a LAZY RIVER, LAGOON STYLE POOL, three-story WATERSLIDE, and dedicated LAP POOL. The FITNESS CENTER offers everything from weight training to yoga, while tennis enthusiasts can play on four clay TENNIS COURTS, including one with stadium seating. KAYAK access to TROUT CREEK and over 15 miles of SCENIC AND BIKE TRAILS add even more opportunities for outdoor fun. Families will appreciate access to TOP-RATED SCHOOLS in St. Johns County schools, including Trout Creek Academy (K–8) and Beachside High School. With convenient access to both Jacksonville and historic downtown St. Augustine, plus plenty of shopping and dining nearby, this home offers the perfect balance of comfort, community, and location.