Seller will pay for your first three months of HOA Fees, with acceptable offer! This ground floor waterfront 2/2 condo has the perfect location just steps away from one of six heated pools, the picnic area with grills, and tennis courts. You are sure to appreciate and enjoy the open floor plan and split bedroom concept. Bay Island is a guard gated 55+ community with plenty of amenities, including heated pools with hot tubs, state of the art gym, shuffleboard courts, sauna and more. The low HOA fees include water, trash, sewer, cable, internet, and more. All condos on the first floor in this building had minimal water intrusion and are being remediated by the condo association's insurance policy. This is your opportunity to design and choose your new finishes and appliances, at no cost to you, since insurance is paying for replacement (DON'T WAIT BECAUSE THERE IS A DEADLINE TO MAKE UPDATE CHANGES)! Located minutes to Gulf Beaches, 15 minutes to downtown St. Petersburg, and 30-40 minutes to St Petersburg and Tampa International airports. Call for an appointment today to view and get more details!