One or more photo(s) has been virtually staged. WATERFRONT AND NO FLOOD INSURANCE REQUIRED! This fully renovated 3 bedroom, 1 bathroom home sits on a peaceful freshwater lake and is located outside of a designated flood zone, offering scenic water views and outdoor enjoyment without the added expense. Renovated by a licensed general contractor, the home features a new roof with drip edge, soffit and fascia updates, new HVAC system (both handler and condenser), and a new commercial-grade hot water heater for long-term peace of mind. A new impact-rated front door enhances both curb appeal and security. Inside, the floor plan feels bright, clean, and cohesive, with new luxury vinyl flooring, fresh interior paint, updated baseboards, door casings, modern lighting, and ceiling fans throughout. The redesigned kitchen offers new cabinetry, countertops, and appliances, providing a fresh and functional cooking space. The bathroom has been tastefully updated, and the wet room/laundry room features a durable waterproof epoxy floor with washer and dryer hookups ready for installation. Exterior improvements include fresh paint, refreshed landscaping, and a pressure-washed driveway. The backyard offers a calm natural setting along the water, ideal for relaxing, gardening, or simply enjoying the view. Located in the heart of Seminole, this home is close to shopping, dining, parks, and just a short drive to the Gulf Beaches. A move-in ready home with thoughtful improvements, modern finishes, and the rare benefit of waterfront living.