One-of-a-kind, fully designer-remodeled and professionally furnished turnkey duplex just steps from charming downtown Safety Harbor and the shores of Old Tampa Bay. This high-and-dry concrete block property is located outside of a flood zone and offers an exceptional opportunity for investors, seasonal residents, or owner-occupants seeking rental income. Each spacious unit features approximately 922 square feet with 3 bedrooms and 1 beautifully updated bath. Completely renovated from top to bottom, both units showcase designer finishes throughout, including new kitchens with updated cabinetry and countertops, new bathrooms with stylish showers and vanities, new flooring, lighting, baseboards, interior doors, walls, ceilings, dishwasher, and disposal. Sold fully furnished and truly turnkey, each unit includes tasteful furnishings, linens, kitchenware, smart TVs, window treatments, and décor. Separate utilities and Wi-Fi provide convenience and flexibility for owners and guests alike. Unit B offers a private fenced backyard with direct access from the kitchen, while Unit A enjoys a spacious front yard. Designated parking is located directly in front of the property. Zoned R-3 (Conditional Mixed Residential), this multi-family property offers exceptional flexibility for investors and owner-occupants alike. The zoning designation enhances the property's long-term investment appeal and supports a variety of residential uses. Buyers are encouraged to verify intended uses with the City of Safety Harbor. Enjoy an unbeatable location within walking distance of downtown restaurants, coffee shops, boutiques, parks, waterfront trails, festivals, and the marina. Whether you're looking for a short-term rental investment, long-term income property, seasonal retreat, or primary residence with supplemental rental income, this rare duplex delivers the perfect combination of lifestyle, location, and income potential in one of Tampa Bay's most desirable communities.