Assumable 2.875 VA RATE!!!! Located in the desirable community of Lake St Charles, this 3 bedroom, 2 bath home boasts a PRIVATE POOL and thoughtfully designed floorplan. Step inside to soaring high ceilings that create an open, airy feel throughout the main living areas. The formal dining room is perfect for hosting gatherings, and the cozy breakfast nook just off the kitchen—ideal for casual meals and morning coffee. The kitchen features plenty of cabinet space, granite countertops and stainless-steel appliances. Glass sliders lead out from both the breakfast nook and living room to the lanai, creating true indoor/outdoor living. The backyard is private, fully fenced and a true oasis with the screened- in saltwater pool and covered lanai. The primary bedroom has a spacious walk-in closet and ensuite with dual vanity sinks, soaking tub and separate shower. Bedrooms 2 and 3 share a full bath conveniently located between them, ideal for family or guests. Upgrades include: Roof (2019), Water Heater (2019), Culligan Water Softener System (2019), exterior paint (2020), and remote pool controls. The community of Lake St Charles is situated on a scenic 70-acre lake and has many resort-style amenities including a community pool with clubhouse, over 2 miles of nature/bike trails surrounding the lake, outdoor exercise stations, a dog park, 2 playgrounds, a volleyball court, tennis courts, basketball courts, soccer/baseball fields, and a community dock for fishing. Premier location with proximity to schools, shopping, dining, I-75, US-301 and the Selmon Expressway for easy commuting into downtown Tampa, Tampa International Airport and MacDill Airforce Base.