USDA Location Approved! Meaning if you qualify for a USDA loan with your lender, you can buy this home with 0% down payment! If you've been looking for a brand new home and just don't have the cash saved yet, this is the one for you! Imagine starting your day with coffee on your covered lanai, surrounded by peaceful wooded views, and ending it just minutes from the waterfront sunsets, dining, and charm of Punta Gorda. This BRAND NEW 2025, 3-bedroom, 2-bath home offers an open-concept layout with granite countertops, hurricane IMPACT WINDOWS & DOORS, a durable METAL ROOF, crown moulding, and a spacious 2-car garage. Nestled in Tropical Gulf Acres with no HOA, you'll enjoy easy access to Charlotte Harbor, Fishermen's Village, golf, boating, fishing, Gulf beaches, and I-75. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this move-in-ready home offers the perfect blend of modern comfort and the Southwest Florida lifestyle.***USDA Approved!***