**OWNER FINANCING AVAILABLE WITH QUALIFIED DOWN PAYMENT** Well-maintained 3/2/1 in Port Richey with no HOA and offering a spacious and flexible floor plan. This move-in-ready home features LVP flooring throughout, an updated kitchen with granite countertops, refreshed cabinetry, and a convenient breakfast nook. The interior has been freshly painted, creating a clean and welcoming atmosphere. The layout includes a comfortable living room, a separate dining room, and a versatile flex space that provides additional space for a variety of uses - such as a potential 4th bedroom, office, hobby room, or den. The bedrooms are also updated with new vanities and custom tile. A newer HVAC system provides added efficiency and peace of mind. Outside, the property offers a manageable yard size with room to personalize or enjoy as-is. Located less than 1 mile to everyday conveniences including shopping, dining, medical facilities, and major roadways, this home presents a solid opportunity for buyers seeking a well-updated property with adaptable living spaces.