Experience relaxed waterfront living in this beautifully maintained South Gulf Cove pool home offering seller financing with a low interest rate for qualified buyers, a voluntary HOA, and NO CDD. This turnkey 3-bedroom home plus den/office (or 4th bedroom with closet) features 2.5 baths, a 3-car garage, and an open, airy layout designed for indoor-outdoor Florida living. The bright open-concept kitchen offers a breakfast bar, pendant lighting, walk-in pantry, eat-in dining area, and BRAND NEW STAINLESS STEEL KITCHEN APPLIANCES are being installed. A separate dining area off the living room provides space for more formal gatherings. Volume ceilings, tray ceilings in the living room and primary suite, soft-close cabinetry, and granite countertops throughout add a refined touch, while energy-efficient spray foam insulation enhances year-round comfort. The spacious primary suite showcases tranquil water and pool views, private lanai access, dual walk-in closets (one with a keypad for valuables), and a well-appointed bath with dual sinks, soaking tub, and a large walk-in shower with seating and dual shower heads. Enjoy seamless indoor-outdoor living from the living and dining areas, which open to the covered lanai and southern-exposure heated pool featuring Shellstone pavers, sun shelf, waterfall feature, child-safe door alarm, solar cover, and an outdoor shower. The fully irrigated yard is supplied by the canal with a new pump installed in 02/2025. Additional highlights include a new roof 12/2022 with a 15-year transferable warranty, impact-resistant windows, brand new PGT zero-corner 90-degree impact sliders, electric storm catcher shades on the lanai, and thoughtful upgrades throughout, like wood columns in the foyer and dining room. This waterfront home truly shines with 80 feet of concrete seawall and a 40-foot concrete dock equipped with water, electric, and ladder, offering easy access through the community boat lock system to the Gulf—perfect for fishing, boating to Boca Grande or Stump Pass, or waterfront dining adventures. Conveniently located near shopping, dining, golf courses, Gulf beaches (Englewood, Venice, Siesta Key), and just 15 minutes from Charlotte Sports Park for spring training. A short drive brings you to Sarasota’s renowned St. Armands Circle for entertainment, boutiques, galleries, bars, and dining. Furniture is optional. Builder plans from Capitol Homes are included. Schedule your private showing today and make this exceptional waterfront home yours. PRICED TO SELL!