One or more photo(s) has been virtually staged. Welcome home to this beautifully maintained solid block residence located in a quiet, golf cart-friendly neighborhood with no HOA and situated outside of a flood zone. Framed by a classic white picket fence, majestic oak trees, and lush mature landscaping, this property offers outstanding curb appeal and a warm, inviting feel. A brick walkway with low-voltage landscape lighting leads to the covered front porch, complete with a retractable awning, creating the perfect place to relax and enjoy the peaceful setting. Inside, the freshly painted interior features durable laminate and tile flooring throughout, abundant natural light, and a comfortable, easy-flow layout. The spacious kitchen is both stylish and functional with solid wood cabinetry, solid surface countertops, and stainless-steel appliances. The updated accessible bathroom features a marble vanity and a walk-in shower, while all three bedrooms are generously sized and filled with natural light. The oversized third bedroom offers exceptional flexibility and can serve as a home office, family room, playroom, or guest retreat. Step outside to your own private backyard sanctuary. The fully vinyl-fenced yard is designed for year-round enjoyment and includes a screened gazebo, irrigation system with reclaimed water, and an impressive air-conditioned shed complete with workshop space and multiple storage lofts. Additional features include double-pane windows, updated electrical, newer exterior paint, and a one-car garage with an additional storage loft. Conveniently located with easy access to vibrant downtown St. Petersburg, award-winning Gulf beaches, shopping, dining, and two international airports, this home offers the perfect combination of charm, functionality, affordability and lifestyle. Ask about a limited-time opportunity for a FREE one-year rate buydown available through preferred lending partners. Request the full features and upgrades list and schedule your private tour today!