Turnkey 3BR/2BA end-unit villa with 2-car garage in the gated Palms of Terra Ceia Bay Golf & Bayfront Community. This bright and beautifully maintained home offers the perfect Florida snowbird or year-round lifestyle with an open floor plan, vaulted ceilings, porcelain tile floors, and abundant natural light. The updated kitchen features granite countertops, attractive appliances, a built-in wine rack, and breakfast bar for casual dining and entertaining. The split-bedroom layout provides privacy for guests, and the third bedroom easily works as a home office or flex space. Relax in the enclosed Florida room or enjoy outdoor living on the oversized concrete patio. Major updates include a new roof (May 2025), HVAC with UV light (2020), and hot water heater (2025). Optional amenities include golf, tennis, fitness center, pool, clubhouse dining, tiki bar, fishing pier, and bayfront boardwalk. Conveniently located near St. Petersburg, Tampa, Bradenton, and Gulf beaches, this move-in ready villa is ideal for a winter retreat, investment, or full-time Florida living.