Welcome to your luxury penthouse retreat in Bella Harbor, ideally located along the Intracoastal Waterway in the heart of Palm Coast. This spacious 3-bedroom, 2.5-bath residence offers over 2,300 square feet of living space with soaring ceilings, an open-concept layout, and abundant natural light. Enjoy a beautifully designed kitchen with ample cabinetry and workspace, flowing seamlessly into the expansive living and dining areas—perfect for entertaining or relaxing. The generously sized bedrooms provide comfort and privacy, while the primary suite with a peaceful retreat. Step outside to your private oversized terrace, ideal for enjoying Florida’s coastal lifestyle. Located just minutes from European Village, beaches, dining, and shopping, this community also offers resort-style amenities including a pool and scenic walking areas. Whether you're looking for a full-time residence or a coastal getaway, this rare penthouse opportunity delivers space, location, and lifestyle all in one. Attention: Investors --In 2024 Over $19K, in 2025 Over $15K, and, so far, 2026 Over $14K, plus a secured December Rental. Deeded Boat Slip with 10,000 lb boat lift conveys. Seller will consider Generous Buyer concessions for HOA/Monthly Expenses