Seller is offering a $5,000 CREDIT towards closing costs or an interest rate buy down! — Experience elevated WATERFRONT LIVING in this beautifully upgraded townhome located within the gated community of Bayside Terrace. This spacious waterfront townhome presents a rare opportunity and an added bonus is that the flood insurance is ASSUMABLE to new buyers for currently $1,101 annually. Enjoy a low maintenance lifestyle and even a lock up and go ability if it's your second home as the HOA INCLUDES: cable, internet, water, trash, roof and grounds maintenance, gated access, with electricity as the only additional utility needed. This rare, oversized waterfront unit in this community is one of a kind as it has expanded water views from the main floor that most other units do not have. It also provides additional natural lighting in the unit. Enjoy these stunning bay views from the kitchen, living, dining and primary bedroom spaces. High ceilings and an open-concept floor plan make this space feel expansive while the upgraded kitchen is designed for both everyday living and entertaining. Featuring an extended island, side bar/coffee station with glass-front cabinetry, and a spacious walk-in pantry. This unit has OVER $57k IN BUILDER UPGRADES making it a truly unique unit. Upstairs, the waterfront owner’s suite offers a serene retreat with water views and a spa-inspired en suite bath complete with a soaking tub, separate shower, dual vanities, and a very large walk-in closet. Two additional bedrooms and a generous bonus room provide flexible living options for a media room, game room, or play space. An oversized laundry room conveniently located near the primary suite upstairs, so no need to drag clothes downstairs. The fourth bedroom is downstairs and is currently configured as a home office but can easily be converted back to a bedroom if desired. Enjoy peaceful mornings and sunset views from the screened lanai overlooking the water, or take advantage of the RESORT STYLE AMENITIES Bayside Terrace is known for, including an infinity pool overlooking Old Tampa Bay, fitness center, outdoor grills, fire pit, kayak launch and storage, and a waterfront pier ideal for fishing and relaxation. LOCATION, LOCATION, LOCATION -- Ideally situated just minutes from downtown Oldsmar, approximately 10 minutes from Safety Harbor, 20 minutes from Honeymoon Island and Dunedin, 25 minutes to Tampa International Airport, and 30 minutes from Clearwater Beach. You have to see this in person!