Don’t miss the exceptional opportunity to close before the end of the year and take advantage of a potential homestead tax exemption on this VA assumable home with a 2.49% interest rate and super low payments! Make this home the perfect holiday gift for anyone. Charming and well-maintained, this 3-bedroom + den, 2-bath home in Ocklawaha offers NO HOA and a fully fenced .23-acre lot. Step inside to a bright, open floor plan with vaulted ceilings, an updated kitchen featuring added cabinets, pantry, and breakfast bar, plus a cozy dining area. The spacious primary suite includes an en suite bath with a tub/shower combo. Recent upgrades include fresh interior and exterior paint, 2022 laminate flooring, an updated water softener, window rehab, updated drainfield, and a garage workbench. A convenient drive-through front gate leads to the roomy backyard with a large storage shed—ideal for tools, toys, or hobbies. Move-in ready, full of updates, and offering huge savings with an assumable low-rate VA loan—this home is truly a must-see!