Ready to buy affordable water front with access to the Gulf? Here is your chance to start living the dream! Welcome home to 4424 Floramar Terrace in Gulf Harbors New Port Richey. This DOUBLE lot has lots of space and room for you to come in, renovate and start building the water front lifestyle you deserve. This home sustained minimal water intrusion from the Helene flood, only a few inches inside according to the sellers. Sellers demolished the dry wall and cleaned out the home for the new owners to design the space as they see fit. This home features 2 bedrooms, 1 & 1/2 bathrooms and a wide opened floor plan as soon as you walk in, with the living area being opened to the kitchen, which is perfect for entertaining. The home sits on a concrete slab foundation and has cinder block walls and was built to withstand the storms! The roof was replaced in 2020. The sellers updated the backyard with pavers, a fire pit, and there's a shed that will convey for additional storage. The water view is wide, and beautiful with a floating dock already in place. This is a great opportunity to start living in a community that has an optional HOA for only $125 a year. Gulf Harbors also features a private beach club with membership that is only $200 a year! The community offers a plethora of events and parades throughout the year and there's even a Gulf Harbors Yacht Club for members only with some of the best dinners in Pasco county just minutes away. This is the coastal community you have dreamed to live in and is now affordable, with affordable flood insurance at only $2,787 a year and is assumable! Gulf Harbors is also conveniently located right off US HWY 19 and is minutes from downtown New Port Richey and all of the shops and stores you could want. Schedule your tour today!