One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Charming and well-positioned, this 3-bedroom, 2-bath, 1,728 sq ft two-story home sits on a fully fenced lot with no HOA and outside of a flood zone, offering flexibility, function, and upside. Fresh interior paint and luxury vinyl plank flooring provide a clean, move-in ready starting point. The first floor features a spacious living area with an electric fireplace, along with a full bedroom and bathroom, ideal for guests, a home office, or private living space. A dedicated laundry area, office nook, and additional storage add to the functionality. Upstairs, you’ll find a large kitchen, dining area with front balcony access, and an oversized primary bedroom with its own balcony entry. An additional bedroom and updated bathroom complete the second level. Opportunity! Opportunity! With two separate entrances for the upper and lower levels, this property is primed for a potential duplex-style setup. The lot offers space to accommodate separate driveways, creating a clear path for multi-unit functionality. With light improvements and thoughtful configuration, each level can operate independently, ideal for rental income, house hacking, or multi-generational living. The fully fenced backyard provides ample space for outdoor living, pets, or future enhancements. Key updates include a metal roof, 2018 water heater, and 2016 HVAC. Conveniently located near Moon Lake and surrounding established communities, this home delivers a rare combination of livability and investment potential.