Assumable mortgage at 3.75%, low down payment! This cozy, bright, and quiet home is move-in ready and offers an exceptional lifestyle in an established neighborhood just minutes from the Gulf, downtown New Port Richey, and Tarpon Springs Sponge Docks. The updated eat-in kitchen features granite countertops, stainless steel appliances, and plenty of cabinet space. Spacious bedrooms with large walk-in closets easily fit king-sized beds, and the thoughtful layout places bedrooms away from living areas for privacy. Enjoy Florida living with a huge screened-in back patio with privacy fencing, café lights, a built-in fan, and space for dining, lounging, and barbecuing. Access the patio from both the kitchen and living room and enjoy views of the fully fenced backyard, complete with a dog run, landscaped flower beds, and a backyard fire ring. The front patio is perfect for morning coffee or evening relaxation. Recent updates include a new drainage system, reglazed hall bathtub, storm doors, gutter filters, new water heater, landscaped flower beds, and a transferrable home warranty through June 2026. This home offers abundant storage, including walk-in closets, a kitchen pantry, and an oversized garage. Situated higher than much of coastal New Port Richey, the property offers peace of mind during storm season and is surrounded by wildlife and wetlands. With easy access to beaches, dining, and community amenities, this home blends comfort, charm, and convenience.