**Motivated Seller!** Gulf Harbors – *No flood insurance required.* This elevated coastal home is built with concrete to the roofline for exceptional hurricane protection and peace of mind. Enjoy stunning ocean views from this 3-bedroom, 2-bath home featuring an oversized garage and fresh coastal breezes from the upper levels. The spacious 3-level layout includes a large ground-floor garage with abundant storage and an extended driveway for additional parking. A **NEW ROOF** adds long-term durability, and the top floor offers breathtaking water views perfect for relaxing after a day at the beach. Optional membership to the Gulf Harbors Civic Association and Beach Club provides access to tennis courts, parks, boat ramps, a private beach, and golf cart–friendly community living. Whether you're seeking a full-time coastal lifestyle or the perfect vacation escape, this home delivers safety, convenience, and beautiful ocean-side living—all just steps from the water. **Don’t miss this coastal gem—Motivated Seller!**