One or more photo(s) has been virtually staged. Experience easy Florida living in this well-maintained 3-bedroom, 2-bath ranch home with peaceful water views on Turtle Lake. The property features a private dock, a saltwater lap pool with screened enclosure, outdoor shower, and an expansive covered lanai—ideal for everyday living and entertaining. Recent updates include a remodeled bathroom, a new refrigerator, a new dishwasher, and a washer and dryer. A newly installed vinyl privacy fence for the backyard. The open layout offers natural light and seamless indoor-outdoor flow to the lanai and pool area, creating a true retreat-style setting. Located in desirable Lutz, this home offers a balance of privacy, water views, and convenience to shopping, dining, and major roadways. A rare opportunity for lakefront-style living without HOA congestion.