Looking for a low-maintenance, move-in ready home with a low interest rate? This 3-bedroom, 2.5-bath end-unit townhome in Lutz comes with an assumable VA loan at just 2.625 interest rate for qualified buyers/VA members; an incredible opportunity in today’s market. Located in the gated community of Avea Pointe and zoned for top-rated Steinbrenner High School, this 2021-built home checks all the boxes for modern living and convenience. Inside, you’ll find a bright, open layout with high ceilings, wood-look tile flooring, and tons of natural light. The kitchen is a showstopper with quartz counters, a large island, stainless steel appliances, subway tile backsplash, walk-in pantry, and shaker cabinets. Step out through the motorized shades to a spacious 27-foot screened lanai, perfect for coffee mornings, birdwatching and laid-back evenings. Upstairs features a loft, two guest rooms with walk-in closets, and a private primary suite with dual walk-ins and a sleek ensuite bath. Extras include an EV charger, water softener, 2-car garage, and plenty of guest parking right across the street. No CDD fees, and the HOA covers water, trash, sewer, exterior plus lawn maintenance, escrow reserves and common area taxes. You’ll also enjoy a community pool and an ideal location near the Veterans Expressway, Dale Mabry, shopping, parks, dining, and Tampa Airport. If you’re searching for a newer townhome in Lutz with a low interest VA loan, top schools, and a gated community—this is the one.