Welcome to 3663 Berger Rd in Lutz, FL – a hidden lakeside gem nestled on 2.36 private acres with direct access to Saddleback Lake, located in the highly sought-after Crenshaw Lakes neighborhood with no HOA or CDD. This beautifully updated 4-bedroom, 3.5 bath estate, offers 4,071 square feet of living space in a serene, tree-lined setting. Designed in a rare Contemporary Victorian style, this two-story residence exudes charm and character from the moment you arrive—complete with a wraparound front porch, second-story balcony off the primary suite, and a peaceful drive down a tucked-away road that feels like your own private retreat. Inside, you’ll find porcelain tile flooring, crown molding, soaring ceilings, and oversized windows that flood the home with natural light. The open-concept kitchen is anchored by a large island with onyx countertops and features a sleek, flush-mounted 350-gallon fish tank built right into the wall—an eye-catching feature that adds personality and style. All bathrooms have been fully upgraded with elegant onyx countertops and spa-inspired custom finishes throughout. The primary suite, located upstairs for added privacy, includes a custom walk-in closet, luxurious ensuite bath with a soaking tub and custom shower, and private balcony overlooking the peaceful backyard. A versatile bonus room upstairs offers the ideal space for a home office, gym, or playroom. Three additional bedrooms are located on the main level, along with a well-appointed laundry room for added convenience. Step outside to your own private oasis, featuring a spacious pool and patio area, along with a covered gazebo complete with a half bath and built-in bar—perfect for effortless entertaining. Follow the serene backyard path down to Saddleback Lake, where you can enjoy jet skiing, fishing, or simply relax and take in the peaceful water views. Additional highlights include a 3-car attached garage with epoxy flooring, a gated, private lot, and zoning for top-rated schools: Schwarzkopf Elementary, Martinez Middle, and Steinbrenner High School. All this, just minutes from shopping, dining, and major highways—offering the ideal balance of seclusion and convenience. Recent updates reflect the thoughtful care and investment poured into this home, including a new roof (2022), three newer AC units (2020), tankless water heater, and Culligan whole-home water filtration system. In 2020, the home also received porcelain tile flooring throughout, California Closet system in the primary suite, and fresh interior paint. More recent enhancements include a new energy-efficient pool pump (2024) and fresh exterior paint (2024). A security system with cameras offers added peace of mind—making this residence as functional and efficient as it is beautiful.