PAID-OFF solar panels (installed 2021) keeping the average electric bill just $30/month. Recent upgrades include seven new ENERGY STAR windows and a new front door (2024) for added security and efficiency. Major systems are in great shape with HVAC (2019) and roof (2016), offering peace of mind for years to come. Must see in person! Call today! Nestled among million dollar homes, this energy-efficient, move-in ready home is in the highly desirable Harbor Hills community, located HIGH AND DRY in Flood Zone X, meaning NO FLOOD INSURANCE required. Step inside to a naturally bright and spacious eat-in kitchen featuring granite countertops, a LARGE BREAKFAST BAR, abundant cabinetry, and a walk-in pantry. The SPLIT BEDROOM FLOOR PLAN includes 3 bedrooms, 2 full baths, and plenty of storage. The primary suite, living area, and kitchen all open directly to a 300 sq. ft. screened patio, perfect for entertaining or relaxing in the refreshing Gulf breeze. Enjoy the fully fenced backyard, ideal for pets and a garden. Or expand your fence even further for a private backyard oasis. Talk about location, Harbor Hills is one of those quiet, established waterfront neighborhoods people rarely leave. Bonus: easy access to beaches, parks, boat ramps, hospitals, shopping, and top-rated restaurants, just 5 minutes from the beach! With an HOA of only $100/year and short-term rentals allowed, this property is Airbnb-ready and perfect for investors, snowbirds, or full-time residents alike. Highlights: Average electric bill $30/month (paid-off solar), Energy-efficient upgrades (2024 windows + door), Roof 2016 | HVAC 2019, NO flood insurance required, Short-term rentals allowed, 5 minutes to the beach. This Harbor Hills gem combines modern updates, ultra-low utilities, flexible rental potential, and a prime coastal location, a rare find at this price in today’s market! You have to see this one, call today!