Welcome to 12815 129th Terrace in the sought-after Mill Pond community! This charming and AFFORDABLE 3-bedroom, 2-bathroom home with a 1-car garage is located in a NON-FLOOD and NON-EVACUATION ZONE—offering peace of mind year-round. This home is MOVE-IN READY and is perfect for FIRST TIME BUYERS or INVESTORS looking for a great rental; this property has previously rented for $2,700/month. Step inside to a bright and airy living and dining area featuring NEUTRAL tones and easy-to-maintain ceramic tile flooring. The kitchen boasts GRANITE countertops, a pantry, and direct access to the INSIDE UTILITY room for added convenience. The SPLIT-bedroom layout offers enhanced privacy, and all bedrooms include newer laminate flooring—no carpet throughout. Off the dining room, French doors open to a spacious ENCLOSED porch, perfect for a home office, playroom, gym, or creative studio. Add a mini split or window unit to turn it into a year-round bonus space. For energy efficiency, there are newer DOUBLE PANE WINDOWS throughout. BONUS: The Seller will install a NEW shingle roof & NEW A/C system prior to closing with a full price offer. Conveniently located just minutes from Indian Rocks Beach, Publix, Largo Mall, and a variety of local dining spots. Don’t miss this opportunity—schedule your private showing today!