WATERFRONT 2BR/2BA WITH PRIVATE DOCK IN ACTIVE 55+ COMMUNITY –LOW HOA! Enjoy peaceful mornings and scenic sunsets from your own private dock on a tranquil freshwater waterway, with direct access to Seminole Lake, in the sought-after Holiday Shores 55+ community. This beautifully maintained and upgraded 2-bedroom, 2-bath home offers a rare opportunity for affordable waterfront living with co-op land ownership! The spacious interior features newer flooring, updated windows, a new roof, and a bright Florida sunroom with sliding glass doors that bring the outdoors in. A bonus room and indoor laundry room with a/c adds flexibility and convenience, perfect for guests, hobbies, or a home office. Out back, enjoy 45 feet of community-maintained seawall, a private dock, and quiet canal views, ideal for kayaking, fishing, or relaxing by the water. The dock measures approx. 12'x9' and can be modified to suit your needs. Holiday Shores offers an active social calendar, clubhouse, community pool, and private boat ramp—all just minutes from top-rated beaches, shopping, dining, and medical services. The low monthly HOA fee of $215 includes water, sewer, trash, and grounds maintenance.