USDA 0% DOWN ELIGIBLE AREA!! NO HOA!! Beautifully updated 3/2/2 Block Home with Metal Roof, Remodeled Kitchen, and Large Pet Friendly Fenced Rear Yard in prime SE Lakeland location convenient to Shopping, Restaurants and Polk Parkway! The home features a living room with high ceilings and a decorative fireplace with insert. The dining area will hold a table for 8 plus people. The kitchen has been recently been remodeled with new cabinets and counter tops and features good prep space as well as room for a Baker's Rack or Bistro Table. The laundry room is adjacent to the kitchen with a pocket door and pantry. The living areas all feature newly installed wood look tile. The home features a split floor plan with the primary suite on the opposite side of home from the secondary bedrooms. Off the dining room is a wonderful bonus room with AC and big windows that overlooks the yard. The backyard is fully fenced and has a wonderful multilevel deck for grilling, dining, or relaxing! The bedrooms have carpet that was cleaned before listing. Except for part of the garage exterior walls the home is all block with front elevation siding only being decorative and could be removed. The home has fold down awnings that make hurricane prep fast and easy as well as lower electric bills. Driveway hold 4-5 cars for lots of parking! Current 4-Point and Wind Mitigation reports as well as 6/2025 Insurance quote ($1,612/year) available on request. HVAC (2004) and Metal Roof (2000 w/10 years of life left) are in good working order and are insurable. Seller is offering $9,000 CREDIT towards Closing Costs, Bedroom Flooring updates and/or towards a New HVAC. Owner occupied: Showings only available by appointment: TUESDAY 5-7PM, SATURDAYS and SUNDAY 11AM-4PM. All dimensions estimated and listing facts are thought to be accurate. Buyer/Buyer's agent to verify.