**SELLER IS OFFERING BUYER CONCESSIONS ** Charming Home with NO HOA – USDA Eligible. Welcome home to this beautiful property, built just 2 years ago and thoughtfully designed for both comfort and style. With a spacious fenced-in backyard, it’s the perfect spot for hosting gatherings, relaxing with loved ones. Everything is like new, including the roof, AC, windows, and stainless steel appliances, so you can enjoy a truly move-in-ready home with no worries. Modern features, from granite countertops and all-wood cabinets to solid-surface flooring throughout (no carpet!). The kitchen is a dream, with plenty of cabinet space, a pantry, slow-close drawers, and chic pendant lighting. Both bathrooms are beautifully updated with stylish tile and fixtures. Unwind on the inviting covered front and back porches, perfect for quiet mornings or evening relaxation. This home qualifies for USDA, FHA, VA, and conventional financing, giving you more options to make it yours.