Welcome to your freshly updated 4-bedroom, 3-bath DIRECT GULF ACCESS waterfront oasis in the heart of Hernando Beach, one of the area’s most desirable direct-access boating communities! Perfect as a full-time residence or a high-performing vacation rental, this home delivers the ultimate Florida lifestyle—with no HOA, no rental restrictions, and no deed restrictions to hold you back. Enjoy 120 feet of waterfront with low boat traffic on what’s known as Dolphin Bay. Watch dolphins swim playfully under your 16' x 24' covered dock with ample seating. The outdoor setup is an entertainer’s dream, featuring accent lighting, a 10K powered boat lift, 8x16 floating kayak dock, 12x12 raised deck, and a rooftop observation deck offering panoramic views—perfect for watching Beach Club fireworks during the holidays. Inside, the open-concept split floor plan offers both style and functionality, with ceramic tile throughout, hurricane-impact windows, and an abundance of natural light. The updated kitchen is a true showstopper, boasting stainless steel appliances, granite countertops, backsplash, center island, wood cabinets, and coffered ceiling lighting. The spacious family room features 8’ sliders and French doors across the rear of the home, showcasing spectacular canal views and opening to an ideal area for entertaining. Additional features include a faux stone electric fireplace with glass built-ins, crown molding, a clawfoot tub, 220 electric hookup with a pad for a hot tub, metal roof, and transferable flood insurance ($3,997/year). This home has only experienced water intrusion once—during Hurricane Helene—and is truly move-in ready. DIRECT GULF ACCESS – NO HOA – NO SHORT-TERM RENTAL OR DEED RESTRICTIONS! Situated just across from the Gulf of Mexico, you’ll enjoy golf cart–friendly streets, easy access to Weeki Wachee Springs, kayaking, fishing, dining, and scenic trails. With the Suncoast Parkway nearby, commuting to Tampa, Brooksville, or enjoying a spontaneous weekend escape is a breeze. Don’t miss your chance to own this waterfront gem—schedule your private showing today!